Health Preparations: Insurance Abroad
Regardless of your health insurance coverage in the United States, it is necessary to have additional insurance overseas for the duration of your travels. This ensures that you will have logistical and financial support in the event of a medical incident abroad.
Some UNO-approved programs provide insurance automatically. Most affiliate providers and ISEP include their own study abroad insurance in the cost of the program. For more details about your specific program’s policy and how to enroll, please contact your representative. If the insurance provided is not of a similar coverage standard, you will be required to purchase the UHCG insurance.
All other programs (faculty-led, exchange, MAUI-Utrecht, SACI, direct enroll, research, independent study, etc.) require you to enroll in UnitedHealthcare Global (UHCG) travel insurance through the Education Abroad Office. All UHCG travel insurance policies are designed to cover the cost of unexpected accidents and illnesses a student may experience while traveling abroad. Traditional medical insurance may not cover medical expenses, emergency medical evacuation, transportation, or repatriation expenses while the insured is overseas, which is why the additional UHCG coverage is so important. UHCG provides a high level of emergency assistance services and support as well pre-departure information to help prepare students for safe travel abroad. UHCG coverage does not replace traditional medical insurance. Do not discontinue medical insurance while abroad.
Students who are planning to travel outside the United States should contact the Education Abroad Office in advance of their international travel, in order to purchase UnitedHealthcare Global Insurance. Please read the student FAQs page for more information. Once the student has purchased insurance, and has been registered by the Education Abroad Office, the student can read over the Welcome Guide and create an account. Students should only pay directly on the site if the student is paying for personal travel before or after their academic program.
If you have any additional questions regarding coverage or enrollment, please contact Education Abroad.