What is a Deferment?
A deferment means payments are not required and interest usually does not accrue during periods of deferment. When a borrower is granted a deferment, the borrower will receive a six (6) month post-deferment grace period. Therefore, payments will not resume until six (6) months after the expiration of the deferment period.
Deferments currently in effect:
- Student deferment—must be enrolled at least halftime (No limit.)
- Pre-cancellation period of service (5-year limit)
- Seeking and unable to find full-time employment (3-year limit)
- Economic hardship (3-year limit)
- Military (3-year limit)
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