Skip to main content
University of Nebraska Omaha logo University of Nebraska Omaha
APPLY MY UNO DIRECTORY

Students Faculty Staff Community
APPLY MY UNO DIRECTORY
Students Faculty Staff Community
  • About
    About UNO
    • Leadership
    • Mission and Strategic Plan
    • Accreditation
    • Our City: Omaha
    • Facts & Figures
    • News
    • Events
    • Organizational Units
    • Campus Safety
    • Buildings and Maps
    Get Started
    • Apply
    • Campus Visit
    • Contact Us
    Front view of UNO's ASH building
    Get Started Today

    Apply Now
  • Academics
    Majors and Programs
    • Undergraduate Programs
    • Master's Programs
    • Doctoral Programs
    • International Programs
    • Online Programs
    • Class Search
    Colleges
    • College of Arts and Sciences
    • College of Business Administration
    • College of Communication, Fine Arts and Media
    • College of Education, Health, and Human Sciences
    • College of Information Science & Technology
    • College of Public Affairs and Community Service
    • Graduate Studies
    Resources
    • Catalogs
    • Academic Calendar
    • Library
    • Advising
    • Academic Affairs
    • Registrar
    • Academic Support
    • Request Transcript
    Top view glance of calendar showing August 2024
    Deadlines Are Approaching

    View year-at-a-glance calendars that include term start and end dates, and school holidays.

    Academic Calendar
  • Cost & Aid Backback to Main menu
    • Undergraduate Tuition
    • Graduate Tuition
    • Financial Support
    • Cost of Attendance
    • Undergraduate Scholarships
    • All Scholarship Information
    • Military and Veterans Benefits
    • Consumer Information
  • Admissions
    Get Started
    • Apply
    • Complete Your FAFSA
    • Schedule a Campus Visit
    • Request Info
    Admitted Students
    • Orientation
    • Enrollment Deposit
    • Transcripts
    • UNO 101
    • New Student & Family Events
    Cost & Aid
    • Undergraduate Tuition
    • Graduate Tuition
    • Financial Aid
    • Cost of Attendance
    • Scholarships
    • Military and Veterans Benefits
    • Consumer Information
    Admissions
    • Undergraduate Admissions
    • Transfer Students
    • Graduate Admissions
    Students walking together on campus for a tour
    Visit UNO's Campus

    Schedule a Tour
  • Student Life
    Campus Life
    • Event Calendar
    • Athletics
    • Campus Dining
    • Student Housing
    • Campus Recreation
    • Milo Bail Student Center
    • Parking and Transportation
    • Campus Safety
    Involvement and Leadership
    • Student Organizations
    • Student Government
    • Career Services and Internships
    • Spirit and Tradition
    • Student Leadership, Involvement, and Inclusion
    Support
    • Academic Support
    • Maverick Advising Center
    • Accessibility
    • Durango's Advancement & Support Hub (DASH)
    • Student Service
    • Student Safety
    Resources
    • Health Services
    • Military-Connected Resources
    • Student Conduct and Community Standards
    • Division of Student Life and Wellbeing
    Students participating in a beading craft activity
    Get Involved on Campus

    See Events Calendar
  • Engagement
    Students
    • Student Service and Leadership Collaborative
    • Find Volunteer Opportunities
    • Maverick Food Pantry
    • Voter Information
    • Internship Opportunities
    • Career Services
    • Student Resources
    • Become an Engaged Scholar
    Faculty and Staff
    • Faculty Senate
    • Center for Faculty Excellence
    • Staff Advisory Council
    • Faculty Resources
    • Engaged Research
    • Service Learning Academy
    • Community-Based Learning Courses
    Community
    • Campus Resources
    • Service Learning Academy
    • Samuel Bak Museum: The Learning Center
    • Promote Volunteer Opportunities
    • Promote Internship Opportunities
    • Rent Office Space
    • Senior Passport Program
    • Community Engagement Partnership Initiative
    Office of Engagement
    • Connect to Campus
    • Barbara Weitz Community Engagement Center
    • Service Learning Academy
    • Rent Office Space
    • Samuel Bak Museum: The Learning Center
    • Partner With Us
    • Senior Passport Program
    • Nebraska Business Development Center
    • Community Partners on Campus
    Student volunteering with a food bank
    Connect with Us

    Contact the Office of Engagement
  • Research
    Student
    • Research and Creative Activity Fair
    • Graduate Research (GRACA)
    • Student Conference Travel Fund
    • Undergraduate Scholarly Experience (FUSE) Fund
    Faculty
    • Grant Databases
    • External Funding
    • Awards and Committees
    • Office of Sponsored Programs
    Research at UNO
    • Office of Research and Creative Activity
    • Research News
    • Centers and Institutes
    Students giving presentations on research projects
    UNO Pushes Innovation Forward

    Read UNO Research News
  • Athletics
    Men's Teams
    • Baseball
    • Basketball
    • Golf
    • Hockey
    • Soccer
    • Swimming & Diving
    • Tennis
    Women's Teams
    • Basketball
    • Cross Country
    • Golf
    • Soccer
    • Softball
    • Swimming & Diving
    • Tennis
    • Track & Field
    • Volleyball
    Game Day Resources
    • Purchase Tickets
    • Team Schedules
    • Buy Maverick Gear
    Baxter Arena
    • Calendar
    • Tickets
    • Directions & Parking
    • Clear Bag Policy
    • Public Skating
    Hockey player walking out on the ice arena
    Cheer on our Mavericks!

    Buy Tickets
  • Alumni Backback to Main menu
    • Alumni
    • Transcripts
    • Thompson Center

Federal Direct Graduate PLUS Loans

  1. UNO
  2. Financial Support and Scholarships
  3. Types of Aid
  4. Federal Loans
  5. Federal Direct Graduate PLUS Loans

  • Financial Support and Scholarships
  • Federal Direct Graduate PLUS Loans
  • Undergraduate Federal Direct Parent Plus Loans

Federal Direct Graduate PLUS loans are available for graduate or professional students to help pay for their educational expenses, as long as the student is an eligible graduate student enrolled at least half-time (five graduate hours).

The Federal Direct Graduate PLUS Loan can be used to borrow funds up to your Cost of Attendance, minus Federal Direct Unsubsidized Loans or other assistance you have received.

View current interest rates and origination fees for Federal Direct Graduate PLUS Loans.

Graduate PLUS loans typically have better terms and more flexible eligibility criteria than private alternative loans. Maximum loan fees and repayment interest rates are set by federal regulations.

Your Graduate PLUS Loan will be placed into deferment while you are enrolled at least half-time and for an additional six months after you cease to be enrolled at least half-time. If your loan is deferred, interest will accrue on the loan during the deferment. You may choose to pay the accrued interest or allow the interest to capitalize when the deferment period ends. Your loan servicer will notify you when your first payment is due. You will need to contact your loan servicer to see if the deferment applies.

Before a Graduate PLUS Loan can be processed you must complete the Free Application for Federal Student Aid (FAFSA). A FAFSA may be completed online.

Steps for processing Graduate PLUS Loans.

Step 1: Email UNO Office of Financial Support & Scholarships at unofinaid@unomaha.edu to request the Grad PLUS loan.

You must have a FAFSA on file for the year you are requesting the Grad PLUS Loan. You must have already borrowed or accepted the full annual limit of Direct Unsubsidized Loan ($20,500) in order to receive a Grad PLUS Loan.

Note: You must complete a Summer Aid Request on MavLINK in order to be considered for Graduate PLUS Loans during the Summer term. The Summer Aid Request notifies UNO of your intent to enroll in Summer courses and assists UNO in determining your Title IV financial aid eligibility. If eligible for the Grad PLUS Loan it will be offered to you automatically in MavLINK, you do not need to request it via email.

Step 2: Accept the Grad PLUS Loan Option from your financial aid offered in MavLINK

Upon receiving your email request, the UNO Office of Financial Support & Scholarships will determine if you are eligible for the Grad PLUS Loan and if so, it will be offered to you in MavLINK as the Grad PLUS Loan Option. The amount you will be offered is the maximum amount you may borrow based on your cost of attendance. You may choose to accept a lower amount than what is offered. Please remember it is always best to only borrow what you will need to cover your educationally related expenses.

Note: You must complete a Summer Aid Request on MavLINK in order to be considered for Graduate PLUS Loans during the Summer term. The Summer Aid Request notifies UNO of your intent to enroll in Summer courses and assists UNO in determining your Title IV financial aid eligibility. If eligible for the Grad PLUS Loan it will be offered to you automatically in MavLINK, you do not need to request it via email.

Step 3: Complete Grad PLUS Authorization Form

After you accept the Grad PLUS Loan Option in MavLINK, the Grad PLUS Authorization Form will be added to your To-do List. You must sign and submit the form in order for your Grad PLUS Loan to be processed.

A Graduate PLUS borrower must not have an adverse credit history so your information will be submitted to the Direct Loan Origination Center for a credit decision. A Graduate PLUS applicant who is determined to have an adverse credit history may still receive a Graduate PLUS Loan if he or she obtains an endorser who does not have an adverse credit history. Learn more about the adverse credit history definition for purposes of qualifying for a Direct PLUS loan. (PDF)

Step 4: Complete Your Loan Documents

If you have previously signed a Master Promissory Note (MPN) for a Federal Direct Graduate PLUS Loan, a new promissory note for the upcoming academic year is not required; the MPN you signed previously is still valid and in effect.

If you are a first-time Federal Direct Grad PLUS loan borrower, you will need to complete an MPN. The MPN is a promissory note that can be used to make one or more loans for one or more academic years (up to 10 years). The electronic version of the MPN allows you to complete, sign and obtain a copy of your MPN over the web using your U.S. Department of Education issued FSA ID. Please access the Department of Education's Student Aid website and complete a Master Promissory Note for Graduate PLUS Loans.

UNO's Office of Financial Support and Scholarships will be notified once you have completed this process. This notification must be received before we can disburse your Federal Direct Graduate PLUS Loan to your student account.

If you are a first-time Federal Direct Graduate PLUS Loan borrower at UNO you must complete Entrance Counseling. Please visit the Department of Education's Student Aid website and complete Graduate Entrance Counseling.

If you are determined to have an adverse credit history and you successfully appeal an adverse credit history or obtain an endorser, you must complete PLUS Credit Counseling prior to the Federal Direct Graduate PLUS Loan being disbursed. PLUS Credit Counseling is an online informational session for PLUS borrowers. Once the PLUS Credit Counseling session is completed, applicants will be provided a financial summary that includes loan balances, income expenses, and repayment plan details based on information provided during the counseling session. If PLUS Credit Counseling is required, we will receive the results of your completion of PLUS Credit Counseling electronically.

Please Note: If your enrollment during fall semester drops below half-time status (five credit hours for graduate students) it will cause the spring disbursement of your academic year Graduate Federal Direct Graduate PLUS Loan to be canceled.

Federal Loans

  • Financial Support and Scholarships
  • Federal Direct Graduate PLUS Loans
  • Undergraduate Federal Direct Parent Plus Loans

Contact Us

Please have your NUID number available. Your NUID is listed on your MavCARD. 

Financial Support & Scholarships:
Phone: 402.554.2327
Email: unofinaid@unomaha.edu
Fax: 402.554.3472

VA and Military Benefits:
Phone: 402.554.2349
Email: unovets@unomaha.edu
Fax: 402.554.3472
More information: VA and Military Benefits

Phone Hours:
Monday: 8 A.M. - 5 P.M.
Tuesday, Thursday, Friday: 9 A.M. - 5 P.M.
Wednesday: 10 A.M. - 5 P.M.

Front Desk Hours:
Monday - Friday: 8 A.M. - 5 P.M.
103 Eppley Administration Building (EAB)
Dodge Campus Map (PDF) |  Map It


Financial Support Counselor Appointments

Current Students: schedule an appointment on MavCONNECT
Prospective Students: email us at unofinaid@unomaha.edu
In-person appointments: 103 Eppley Administration Building


Mailing address (including scholarship checks):

Office of Financial Support and Scholarships
6001 Dodge Street
103 Eppley Administration Building
Omaha, NE 68182-0187


Facebook: UNO Financial Aid
X (formerly Twitter): @UNOFinAid

Next Steps

  • Visit UNO
  • Request Information
  • Apply for Admission
  • The UNO Advantage
  • Our City (Omaha)

Just For You

  • Future Students
  • Current Students
  • Work at UNO
  • Faculty and Staff
  • A-Z List

Popular Services and Resources

  • my.unomaha.edu
  • Academic Calendar
  • Campus Buildings & Maps
  • Library
  • Pay Your Bill
  • Course Catalogs
  • Internships & Career Development
  • The Maverick Store
  • MavCARD Services
  • Military-Connected Resource Center
  • Speech Center
  • Writing Center
  • Human Resources
  • Center for Faculty Excellence

Affiliates

  • University of Nebraska System
  • NU Foundation
  • Buffett Early Childhood Institute
  • Daugherty Water for Food Institute
  • National Strategic Research Institute
  • Peter Kiewit Institute
  • Rural Prosperity Nebraska
  1. University Policies
  2. Privacy Statement
  3. Accessibility
  1. 402.554.2800

University of Nebraska Omaha
University of Nebraska Omaha, 6001 Dodge Street, Omaha, NE, 68182
  • ©  
  • Emergency Information Alert
  • MavsReport

Social Media


Omaha Skyline

Our Campus. Otherwise Known as Omaha.

The University of Nebraska does not discriminate based on race, color, ethnicity, national origin, sex, pregnancy, sexual orientation, gender identity, religion, disability, age, genetic information, veteran status, marital status, and/or political affiliation in its education programs or activities, including admissions and employment. The University prohibits any form of retaliation taken against anyone for reporting discrimination, harassment, or retaliation for otherwise engaging in protected activity. Read the full statement.